Axis offers APIs across products & use cases.
This set of APIs enable end to end solution to create Saving Account. These APIs contains services like eligibility check, eKYC and Saving bank Account creation.
|Product Eligibility||Check Product Eligibility. Should be the entry point for all products. This API is used to check the product Eligibility for a customer. It will take customer unique identifiers (mobile number and Pan) and basis the same will be able to identify the customer.|
|Create Saving Account||This API is used to create customer Saving Account. It will take consent details (otp, otpReferenceId), customer demographics details, branch details, and basis the same will be able to create new product. This is the final step in creating customer Saving Account journey|
|Consent OTP Generation||This API is used to take the OTP consent from customer for product creation. It will take customer mobile number, product type, deviceId, otpReferenceId (otpReferenceId should be unique), applicationReferenceId and basis the same will be able to generate OTP.|
|Common Utility||In this API there are two operations. state city master operation is used to list out the state name, state abbreviation, city name, city abbreviation, pin number. Second operation is get nearest branch records gives list branch records based on pin number or based on city name abbreviation.|
|Check Application Status||Generic API to Check Product Application Status basis Application Reference Id.|
|Account Statement||This API returns account statement within a date range.|
These APIs provide payee management functionalities such as adding new payees, retrieving registered payee list and payee details.
|API Name||API Description|
|Payee Management||This API is used to register the beneficiaries. After successful registration, payments can be done only to the registered beneficiaries.|
|Beneficiary Enquiry||This api is used to retrieve details of registered beneficiary.|
These are the building block APIs. These APIs can be used in multiple applications to consume basic features. Following building block APIs are available.
|Pan Validation||NSDL Pan validation of a given PAN number. The API will also return the name of the PAN holder.|
|Name Matching||Generic API to check whether two sets of names are same or not. This is basis proprietery logic by the bank.|
|Customer Dedupe||This API helps to check whether a customer is an existing customer of the bank or not.|
|OTP Services||OTP generation and validation services for common usage.|
|CIBIL check||This API performs CIBIL check on customer's details.|
|Signature match check||This API fetches customer's physical signature from Finacle.|
|IFSC Validation||This API is used to validate IFSC code.|
|FetchKYCDetails||This API fetches KYC details basis cust ID and account number.|
|Update KYC Details||This API will update KYC details.|
|OCR Document Validation||Document Validation will done based on the given image in base64 format.|
|OCR KYC Extraction||KYC Document Details will be given from the KYC document image in base64 format.|
|State Holiday Calendar Service||The API will provide Holiday Calendar based on state, working days and year.|
These APIs allow corporate to transfer money to their own account, third party accounts and external accounts. They make instant and automated payments to vendor and pay wages to employees.
|API Name||API Description|
|Transfer Payment ( NE/RT/FT/PA)||These APIs allow Corporate to transfer money to their own account, third party accounts and external accounts. Make instant and automated payments to vendor or pay wages to employees.|
|GST Payment||This API is used to make GST payment.|
|Salary Payment||This API is used for processing the employee Payroll, reimbursement, etc .|
|Transaction Status Enquiry||This API is used to retrieve the status of the transaction.|
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