This API is used to check if the user is eligible to proceed with the journey or not and in case of eligible user, it shows if the user is NTB user or ETB user. For NTB customer to be eligible it checks if any record is available with the bank for the provided PAN and mobile number. In case product type is CAIND (for current Individual), it checks if there is any GST associated with the provided PAN. In return this API provides application reference id and token, which is used as unique reference and validated across entire journey. Along with this, ekyc url is also sent in response, which is the used for eKYC in next stage.
This API captures all the data required for creating the product (CASA Accounts) at Axis. It will internally do cdd check, field level business and format validations. This API will provide acknowledgement in response and will proceed for next steps asynchronously.
