The ETB - FD Product APIs are used to open instant Fixed Deposit from a third-party mobile application / website for ETB (Existing to bank) customers. It is a complete seamless digital onboarding journey where few API calls are required for opening instant Fixed Deposits from partner Mobile Apps/ Websites. The entire journey is divided into 5 stages viz - Product Eligibility, Customer Consent, KYC checks, CDD (done internally without Partner Intervention) and Product Creation/Allocation.
The Video based Customer Identification Process (VCIP) Fixed Product APIs are used to open instant Digital Fixed Deposit from a third party mobile application / websites for NTB customers using Video KYC process. It is a complete seamless digital onboarding journey where few API calls are required for opening instant Digital Fixed Deposit from partner Mobile Apps/ Websites. The entire journey is divided into 7 stages viz - Product Eligibility, Customer Consent, EKYC, CDD (done internally without Partner Intervention), Funding, Video based Customer Identification Process (VCIP) and Product Creation/Allocation.
The CKYC Product APIs are used to open instant Fixed Deposit from a third party mobile application / websites for NTB customers using CKYC ID. It is a complete seamless digital onboarding journey where few API calls and required for opening instant Fixed Deposits from partner Mobile Apps/ Websites. The entire journey is divided into 5 stages viz - Product Eligibility, Customer Consent, KYC checks (CKYC for NTB & KYC checks for ETB), CDD (done internally without Partner Intervention) and Product Creation/Allocation.
