ETB – Fixed Deposit 14 APIs
The ETB - FD Product APIs are used to open instant Fixed Deposit from a third-party mobile application / website for ETB (Existing to bank) customers. It is a complete seamless digital onboarding journey where few API calls are required for opening instant Fixed Deposits from partner Mobile Apps/ Websites. The entire journey is divided into 5 stages viz - Product Eligibility, Customer Consent, KYC checks, CDD (done internally without Partner Intervention) and Product Creation/Allocation.
No physical visit required. Complete STP Process with complete adherence to compliance and policy.
End to End journey completed within 2 Mins.
Robust Validations & CDD basis 3 level check.
The entire framework is API based. These APIs can be used by the approved partners within their platform ecosystem for an enhanced onboarding experience.
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This generic API is used to retrieve the nearest Branch details using the PIN code.
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This API is used to retrieve the list of states and cities with their respective codes.
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This API is provides the FD balance as on current date and part of Returning Journey.
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This is a Consent generation API which triggers OTP to the users mobile during returning journey.
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This is the Product Creation API which is used to create FD basis the details shared by the Partner.
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This API is used to send FD Advice to users registered emails address.
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API to check the amount to be received at the end of the FD tenure.
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This API is used to fetch payment order status to FD using BillDesk