Debit/Credit notification API | API Developer Portal

This API provides updates to the corporate upon any debits or credits in their account.

Method Type: POST

Content Type: plain/Text

Perquisite:

URL	Client end point URL.
Encryption Key	Key shared by client
Security Param	Client security parameters if any

Sample Parameter are below:

Field Name	Description
REFERENCENO	Transaction ID or UTR No.
REMITTER_NAME	Remitter Name
REMITTER_ACCOUNT_Number	Remitter Account Number
REMITTER_BANK_NAME	Remitter Bank Name
TRANSACTION_AMOUNT	Amount credited /debited
MMID	MMID
TRANSACTION_MODE	Paymode
LCHG_TIME	CreditDateTime
BENEFICIARY_ACCOUNT_NUMBER	Current Acc Number of the corporate
BANK_NARRATION	Narration as per bank statement
BANK_NARRATION	Narration as per bank statement
TRANSACTION_CODE	Transactioncode
DEBIT_CREDIT_IDENTIFIER	DebitCreditIdenfier
CHEQUE_NUMBER	chqno
VALUE_DATE	Valuedate
Fund	Fund
RUNNING_BALANCE	Running Balance (GAM)
BENEFICIARY_NAME	beneficiary name
BENEFICIARY_BANK_NAME	Beneficiary bank name
SOURCE_VAL	Source system to identify the api call
REMITTER_IFSC_CODE	Remitter IFSC code
BRANCH_LOCATION	Current Acc Branch Location
REMITTER_ACCOUNT_TYPE	Remitter Acc Type

Sample Response body to be provided by corporate

Provides notifications to the Corporate with amount debited or credited.

10 API request retries with an interval of 30 minutes in case of no response from the Corporate on initial API request.

Average time for Debit notification – 10 minutes post actual debit in account.

Average time for Credit notification – 25 minutes post actual credit in account.

Provides account running balance.

1. Corporates need not to manually check bank statements for reconciliation.

2. Remitter details can be received.

3. Increased transparency and visibility on the transaction inflow, outflows, and balance for better decision making.