Credit Card APIs | API Developer Portal

Balance Inquiry/Billed/Unbilled statements

This API fetches balance and billed/unbilled statement for given credit card. If request field - Period is "CURRENT", it fetches Unbilled transaction statement and if Period is "LAST", it fetches Billed transaction statement.

CC Mini statement

This operation is used to fetch last 5 ransaction details from AXIS_LAST5TXNS procedure on the basis of Card Number.

CC CVV validation

This API is used to return the Card Number and CVV2 value of the card.

CC Pin Validation

This API accepts card number, card serial number and pin (in encrypted format), to verify PIN.

Loyalty Reward Points

This API is used to fetch customer available edge reward points, available points expiry details and redemption details

Operation	Description
getAvaialablePointsDetails	Fetches available loyalty points
getAvailablePointsExpiryDetails	Fetches expiry date of loyalty points
getRedemptionDataDetails	To place request for reward points redemption against a product

Insert/Update CC application status

This API is used to insert or update credit card application status.

Set Credit card PIN

This API is used to set the card's PIN number.

Submit Application

This API is used to submit personal loan application on the basis of the customer's details.

Fetch Credit card list

This APIs fetches list of Credit cards basis Cust ID.

Get ApplicationStatus

This API is used to fetch status of submitted application. It could be one of – IN_PROCESS/ ACCOUNT_CREATED/ REJECTED/ KYC_PENDING/ ERROR.

Process New Case

Process new case application api is for taking a consent and confirmation of credit card application from customer . This api includes confirmation of customer details like demog details, address details, pan number and other details

Fetch Card Details

This api fetches card details against card serial number once the credit card application is approved.

Check Cohort Eligibility

API to fetch the real time credit card offer details and eligibilty for the given user via given channel.

Check Case Status

This api fetches credit card application status for a application ref id

ACP Update API-CC Life Cycle Management

This API is used to update the "Manage usage" setting on credit Card, in which customer can enable/disable the credit card and can limit the card usage like contactless, POS etc.

ACP Inquiry-CC Life Cycle Management

This API is allow customer to get the existing manage usage setup on card. Customer can check & change as per requirement.

Fetch Demographic Details

This api fetches customer demographic details

Transaction Summary-CC Life Cycle Management

This API gives the transactions details for the statement date selected. Customer can view the transaction statement date wise.

Send Email-CC Life Cycle Management

This API sends statement generated within last 6 months on the customer’s registered email id.

OTP Validation-CC Life Cycle Management

This API is used to validate the OTP entered by the user.

OTP Generation-CC Life Cycle Management

This API is used to generate an OTP on user’s registered mobile number on the basis of card serial number to authenticate the user for credit card life cycle management.

Generated Statement Dates-CC Life Cycle Management

This API retrieves the statement generated dates in last 6 months for credit card customer.

Card Details-CC Life Cycle Management

This API is used to retrieve complete credit card details including name on card, card expiry date and CVV2.

Fetch Last Statement Concise-CC Life Cycle Management

This API retrieves the details of last generated statement including last statement date, due date, closing Balance, minimum due amount, cashback earned, cashback balance, cashback redeemed and cashback balance.

Fetch All Cashback-CC Life Cycle Management

This API gives the sum of Cashback till date

Account Summary-CC Life Cycle Management

This API is used to retrieve credit card account details including unbilled amount, total credit limit, available credit limit, current outstanding balance.

Block Card-CC Life Cycle Management

This API is used to block the credit card permanently in case of any emergency.

Initiate Challenge

This API is used to initiate request to send OTP on customer mobile. This must be called before user details and submit application API. Token reference ID received in the response of this API needs to be passed in the subsequent API where the same will be validated along with OTP.

Get Offers

This API returns whether the customer type is ETB or NTB. If customer type is NTB, consumer should proceed with next API else drop the journey.

Credit Card APIs 29 APIs