Jarvis Personal Loan API | API Developer Portal

Jarvis Personal Loan API 12 APIs

These APIs streamline the lending process by managing customer details, Offer Generation, Mandate Setup Initiation and Validation while ensuring verification through thorough due diligence checks, fraud detection. The API Stack also encompasses functionalities for customer verification, consent management, authentication and tracking of all services.

Onboarding : End-to-end Digital Onboarding process

Underwriting Support: Generates tailored customer offerings

Digital KYC

KFS: APR Calculation in Key facts sheet for accurate financial insights to applicants

Application Status

This API retrieves the Application Status. of the customer.
Process or Submit Application

This API is used to process and submit the application for the digital lending product
Customer Due Diligence Checks

This API performs customer due diligence checks and fraud detection
E-NACH Validate

This API Validates the NACH Process and completes the registration step for the Mandate
Record customer consents

This API is used to record consents from users for specific purposes and services
E-NACH Initiate

This API initiates the handshake process to set up a Mandate for payment processing. Mandate type can be specified as ENACH or UPI
KYC Validate

This API Validates the KYC Process and completes the identity verification step for the customer.
Offer Generation

This API generates personalized offers for customers undergoing the underwriting process.
Customer KYC Initiation

This API Initiates KYC process for a customer, allowing for identity verification and compliance with regulatory requirements.
Generate OTP

This API is used to trigger the OTP to the customer for his/her consent.
FetchKFS

This API calculates the Annual Percentage Rate, generating the necessary information for a Key Fact Sheet.
Initialize Applicatoin

This API allows partners to submit customer details required for applying for different digital lending products.